Material Disclosures, Privacy Policy, and Disclaimers

Material Disclosures

Some of the links on this website are affiliate links. (And are at no additional cost to you) This means if you click on a link and purchase the item, I will receive an affiliate commission.

I only recommend products, services, and materials I use personally or believe will be of great value to my readers.

I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.

Amazon Associates Program

I participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to and affiliate sites.

Thank You sincerely if you decide to use my affiliate link in purchasing a product.


I am NOT qualified in any way to give advice to anyone. I share my findings, ideas, and more. Therefore if any of the information on this website comes out as an advice, please take it with a pinch of salt. As such the information on this website is intended for informative purposes.

What information do we collect?

We collect information from you when you register on our site, place an order, subscribe to our newsletter, respond to a survey or fill out a form.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

1. To personalize your experience. (your information helps us to better respond to your individual needs)

2. To improve our website. (we continually strive to improve our website offerings based on the information and feedback we receive from you)

3. To improve customer service. (your information helps us to more effectively respond to your customer service requests and support needs)

4. To send periodic emails.

The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving blog updates, occasional news, related product or service information, etc.

Do we use cookies?

Yes, but you can choose to disable Cookies through your web browser. Cookies help us to serve our readers better, identify which areas of our website is useful, and the areas we need to improve to provide a better experience to our readers.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies.

We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Children’s Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By using our site, you consent to our web site privacy policy.

Changes to our Privacy Policy

We reserve the right, at any time, to make changes, add to, modify, or update this policy. If we decide to change our privacy policy, we will post those changes on this page, and send an email notifying only our current subscribers of any changes, and/or update the Privacy Policy modification date below.

If you have any questions, concerns, or issues concerning this policy, please contact me using the link below.

Click here to contact me.

This policy was last modified on 12/20/2015.